87 Vista Bluffs, Destin, FL 32541 - PenFed Realty Florida

$1,799,900

Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the… Read More sugar-white beaches of Destin. Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings. A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space. Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room. Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away. This established vacation rental currently generates nearly $90K(2025) annually as-is with $35K already on the books for 2026, and the potential to increase income to an estimated $115K-$138K annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities. Read Less

Courtesy of Joshua H Callahan, Scenic Sotheby's International Realty, 850-517-7540

Listing Snapshot

Days Online

Last Updated

Feb 23, 2026

Beds

Square Ft.

3,593

Lot Size

0.19 Acres

Year Built

1997

MLS Number

995743

30 Days Snapshot Of 32541

$578k

+3%

(avg) sold price

homes sold

194

-11%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road frontage: "Private Road", Road surface: "Paved"

Building

Architectural style: "Beach House", Total area: 3,593, Built in 1997

Cooling

"Central Air"

Exterior Features

"Balcony", "BBQ Pit/Grill", "Shower", "Summer Kitchen"

Garage

1 space

Heating

"Central"

Interior Features

"Breakfast Bar", "Ceiling Crwn Molding", "Fireplace", "Split Bedroom"

Lot

0.19 acres, 8,276 square feet, Area: 0, "Dead End", "Interior", "Restrictions", "Survey Available", "Within 1/2 Mile to Water", "See Remarks"

Parking

"Garage", "Golf Cart Enclosed", "Guest"

Property

View: "Lake", "Gulf", "Lake"

Taxes

Annual amount: $15,097

Windows

"Window Treatment All"

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