10 ST FRANCIS DR S, Miramar Beach, FL 32550

$1,350,000

Located less than a quarter mile from the sugar-white sands of the Emerald Coast and just minutes from the bay, 10 St Francis Drive South captures the essence of coastal luxury living. Gated community of Emerald Waters Village with an easy and quick walk to the beach. This 5-bedroom,… Read More 3.5-bath residence offers 2,943 square feet of beautifully updated interiors designed for both relaxation and return. Exceptional Investment Opportunity. Ideal for Short-Term Rentals, Long-Term Leases, or Your Own Coastal Retreat. GRI 2023/$115,696, 2024/$91,211 and 2025 $69,112. Sunlight pours through expansive windows, illuminating an open-concept layout that connects the living, dining, and kitchen areas in effortless flow. The chef's kitchen features sleek surfaces, custom cabinetry, and a generous island that invites conversation and entertaining. The adjoining dining area comfortably seats ten, a perfect setting for gatherings after a day on the water. Step outside to your private pool, a rare luxury this close to the beach. Perfect for an afternoon dip, evening cocktails, or unwinding after a walk from the Gulf, this outdoor retreat offers the comfort of a resort setting without ever leaving home. Multiple porches and upper decks provide additional spaces to relax and enjoy glimpses of the Emerald Coast. From the upper deck, enjoy glimpses of the Gulf's emerald waters and the coastal breeze that defines life in Destin. Whether it's a morning stroll to the private deeded beach access, an afternoon of bay fishing, or sunset cocktails poolside, this address places every coastal indulgence within reach. Flexible use options make this home as smart as it is stunning, ideal for a primary residence, vacation retreat, or income-producing investment. Short-term and long-term rentals are permitted, offering excellent earning potential in one of Destin's most desirable beach communities. Experience refined coastal living, where every day feels like a getaway and every detail speaks of comfort, style, and value. Tucked along Scenic Highway 98, Emerald Waters Village is one of Destin's most sought-after private beach communities, a gated enclave where everyday life feels like a vacation. Residents enjoy private deeded beach access, just a short stroll from the shoreline where the Gulf's emerald-green waters meet sugar-white sand. Within the community, quiet streets are lined with elegant coastal homes and two sparkling neighborhood pools, creating a tranquil setting for both full-time living and luxurious retreats. What truly sets Emerald Waters Village apart is its location, perfectly positioned between the Gulf and the bay, with effortless access to the area's premier dining, shopping, and boating. Spend your mornings walking to the beach, your afternoons exploring nearby golf courses or the bay, and your evenings savoring fresh seafood at one of Destin's local favorites. Living here means embracing the very best of Florida's Emerald Coast lifestyle of sun, serenity, and sophistication every single day. Read Less

Courtesy of Shantel F Peterson, Real Broker LLC, 850-543-9000

Listing Snapshot

Days Online

Last Updated

Oct 13, 2025

Beds

Square Ft.

2,943

Lot Size

0.07 Acres

Year Built

2003

MLS Number

986866

30 Days Snapshot Of 32550

$724k

+11%

(avg) sold price

-41%

homes sold

350

+47%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road frontage: "Private Road", Road surface: "Paved"

Building

Architectural style: "Beach House", Total area: 2,943, Built in 2003

Cooling

"Ceiling Fans", "Central Air"

Exterior Features

"Balcony", "BBQ Pit/Grill", "Fenced Back Yard"

Garage

1 space

Heating

"Central"

Interior Features

"Breakfast Bar", "Ceiling Raised", "Kitchen Island", "Lighting Recessed", "Washer/Dryer Hookup"

Lot

0.07 acres, 3,049 square feet, Area: 0, "Corner", "Covenants", "Within 1/2 Mile to Water"

Property

View: "Gulf"

Taxes

Annual amount: $12,028

Windows

"Window Treatment All"

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