$499,000

Destin Harbor Waterfront Townhome - Bring Your Boat, Flip Flops Required! Rare opportunity to own the lowest-priced waterfront townhome on Destin Harbor! Nestled on sought-after Holiday Isle and positioned at the end of the first canal off the harbor, this 2-bedroom, 1.5-bath townhome offers 13 feet of waterfront frontage, a… Read More private beach, and direct access to the ultimate Destin boating lifestyle. Both bedrooms are located upstairs and share a full hallway bath, while a convenient half bath is located on the main level. The waterfront primary bedroom features a private balcony where you can enjoy spectacular sunsets, holiday fireworks, and peaceful views of the canal filled with jumping fish, birds, and local wildlife. Bring your boat and beach it right in your backyard! Fish from your dock, hop aboard the Water Taxi to your favorite harbor restaurants and entertainment spots, or take a short boat ride to Crab Island, the Destin Pass, and the Gulf of Mexico. A small private beach area behind the home adds even more waterfront enjoyment. This beloved family beach retreat has been enjoyed for years and is ready for its next chapter. The home is being sold AS-IS and offers incredible potential for buyers looking to renovate and create their dream coastal getaway. Bring your Pinterest boards and HGTV ideas! There may be opportunities to enhance the outdoor living space with a larger deck, sunroom, outdoor shower, hot tub, and more. One of the biggest advantages? No HOA fees for the townhome. Owners only pay a low annual Holiday Isle Improvement Association fee of approximately $445, which provides access to two gated private beach access points just a short walk or golf cart ride away. Holiday Isle is one of Destin's most desirable neighborhoods, known for its golf-cart-friendly streets, walkability, pet-friendly atmosphere, and unbeatable access to both the harbor and the Gulf. Just minutes away, enjoy the beautifully renovated Norriego Point Park featuring boardwalks, beaches, restrooms, showers, and some of the area's most stunning water views. Publix, Target, restaurants, and everyday conveniences are also just around the corner. Short-term rentals are allowed, making this a fantastic opportunity for investors, boaters, second-home buyers, or anyone seeking the ultimate Destin Harbor and beach lifestyle. Owners currently do not carry flood insurance, and a recent quote was reportedly under $2,000 annually. Whether you're dreaming of a waterfront vacation home, investment property, or personal boating retreat, this fixer-upper offers endless possibilities in one of Destin's most coveted waterfront locations. Live the Destin Harbor lifestyle. Bring your boat, your vision, and your flip flops. Read Less

Courtesy of Missy L McDonald, Red Hot Realty, 850-830-5535

Listing Snapshot

Days Online

Last Updated

Aug 21, 2026

Beds

Square Ft.

1,150

Year Built

1972

MLS Number

1009820

30 Days Snapshot Of 32541

$620k

-19%

(avg) sold price

-20%

homes sold

141

-9%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road frontage: City Street

Building

Architectural style: Townhome, Total area: 1,150, Built in 1972

Cooling

Central Air

Exterior Features

Balcony, Boat Slip, Dock

Interior Features

Washer/Dryer Hookup

Lot

Covenants, Flood Insurance Req, Interior, Level, Survey Available, Within 1/2 Mile to Water

Property

View: Harbor, Canal, Unit Waterfront, Canal, Harbor, RiparianRights, Shore - Beach, Shore - Natural

Taxes

Annual amount: $3,709

Windows

Window Treatment All

Find The Perfect Home

'VIP' Listing Search

Whenever a listing hits the market that matches your criteria you will be immediately notified.

Join The List

Mortgage Calculator

Selling price

Down payment

Term (years)

Interest rate (%)

Monthly Payment

144 Durango Road Unit ,

'VIP' Listing Search

Schools In The Area

Similar Listings

Find My Dream Home

1. Neighborhoods

2. Home Type

3. Send