3491 Scenic Highway 98, Destin, FL 32541

$4,680,000

This extraordinary nine-bedroom estate offers a rare blend of architectural presence and resort-style amenities with commanding views of the Gulf and a serene coastal lake. Positioned directly across from a sprawling beach access, the home captures sweeping vistas of sugar-white sand and emerald waters from multiple levels, while the rear… Read More elevation opens to a tranquil tropical lake backdrop creating a truly unique experience. Extensively renovated and professionally designed, the residence spans approximately 6,000 square feet combining lasting quality with refined coastal style. Designed for both luxury living and exceptional rental performance, the home comfortably accommodates large groups with seven private suites and two expansive bunk rooms thoughtfully integrated into a highly functional floor plan. The first level is tailored for entertaining and guest privacy, featuring two king suites, two oversized bunk rooms with custom queen-over-queen accommodations, a shared bath, laundry area, and a secondary living space with wet bar that opens seamlessly to the pool deck. Outdoors, a resort-style heated pool anchors the experience, complemented by a covered summer kitchen, bar seating, and ample lounge space overlooking the lake ideal for gathering after a day at the beach. The second level serves as the heart of the home, where an expansive open-concept living, dining, and kitchen area is framed by panoramic Gulf views and extends onto a generous covered balcony. The chef's kitchen is equipped with premium appliances, custom cabinetry, a large center island, and walk-in pantry, designed to accommodate both everyday living and large-scale entertaining. Two additional guest suites with private baths complete this floor, along with convenient access to the outdoor living areas below. The top level features three well-appointed bedrooms, including dual primary suites with private balconies, spa-inspired bathrooms, and elevated Gulf views. A third king suite and additional laundry complete the level, offering comfort and privacy for owners and guests alike. A commercial-grade elevator services all floors, ensuring effortless accessibility throughout. Additional highlights include multiple indoor and outdoor living areas, surround sound, ample parking for up to eight vehicles including a two-car garage, and strong income-producing potential in a highly sought-after coastal corridor. With its commanding presence, thoughtful design, and unparalleled proximity to the beach, this exceptional property represents a rare opportunity to own a true legacy home along Scenic Highway 98. Read Less

Courtesy of Joiner Group, Scenic Sotheby's International Realty,

Listing Snapshot

Days Online

Last Updated

Apr 24, 2026

Beds

Square Ft.

6,008

Lot Size

0.25 Acres

Year Built

2005

MLS Number

1001394

30 Days Snapshot Of 32541

$545k

-14%

(avg) sold price

-26%

homes sold

153

+20%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road surface: "Paved"

Building

Architectural style: "Mediterranean", Total area: 6,008, Built in 2005

Cooling

"Ceiling Fans", "Central Air"

Exterior Features

"Balcony", "Columns", "Fenced Back Yard", "Shower", "Summer Kitchen"

Fence

"Fenced Lot-Part"

Garage

2 spaces

Interior Features

"Built-In Bookcases", "Ceiling Crwn Molding", "Ceiling Vaulted", "Elevator", "Kitchen Island", "Lighting Recessed", "Owner's Closet", "Shelving", "Washer/Dryer Hookup", "Wet Bar"

Lot

0.25 acres, 10,890 square feet, Area: 0, "Sidewalk", "Within 1/2 Mile to Water", "See Remarks"

Parking

"Garage"

Property

View: "Lake", "Gulf"

Taxes

Annual amount: $51,110

Windows

"Window Treatment All"

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